“Map how long it takes to build my credit before a car loan”
I want to know how long it takes to build your credit in Canada, with a month-by-month plan before I finance a car. I landed in Winnipeg eight months ago.
I have a secured credit card with a C$1,000 limit and a newcomer chequing account, and my Equifax score is around 680. I'd like to finance a used car next fall without paying a high newcomer rate.
- 45-minute review on screen-share
- Month-by-month credit plan to next fall
- List of habits that would lower my score
For: Newcomer in Canada with a starter credit file
